Hi there everyone! Sorry I haven't introduced myself properly yet, but I've got too much on my mind, so I'm straight to the point! Here goes!...

I have a 2005 Mizi Colt Equippe - 1.3, with 50,000 on the clock; bought at 25,000 miles last year for £5,000. My car spun on ice this morning, into a hedge on a back road. I wasn't going fast and the airbags didn't come out.

The damage is:
* bumper on the driver's side got it worse and it's all loose and cracked.
*radiator plastic guard broken underneath.
*screws on the mounting holding the radiator have broken on top.
*driver's headlight fixing broken at screws and light is loose (must I replace whole light?).
*There's a little ding in the bonnet.

Can anyone here give their opinion on whether this could be an insurance write off? I really don't want that hassle.

Any feedback appreciated!!!! Thank you!